Insurance pays your bills.
Most people aren't thinking about life insurance in their 20s, but it's often the best time to buy it. Health insurance helps settle your bills that happened from certain illness or suffer from wound or disability.
Insurance will always consider your occupation when they assess your risk level. Income protection safeguards your salary by replacing it should you become unable to work.
Life insurance provides financially for your loved ones should you become unable to work. Having this type of insurance enables them to continue enjoying a relaxed lifestyle with least concern.